RateShop.ca | Mortgage Learning Centre
Get the lowest mortgage rates in Canada from RateShop.ca
Bank of Canada vs U.S. Fed
by: Ali ZaidiPublished on: 02/01/2026Learn how Bank of Canada and U.S. Fed rate decisions impact Canadian mortgage rates, including effects on fixed, variable, and global trends.
How Inflation Trends in 2026
by: Joe MarkerPublished on: 01/01/2026Learn how inflation trends in 2026 are affecting mortgage rates in Canada, including impacts on fixed and variable loans and borrower strategies.
🔄 Fixed vs Variable Mortgage Rates: Which Is Winning This Summer?
by: Sarah PapaPublished on: 14/08/2025Compare fixed vs variable mortgage rates in Summer 2025. See which option offers better savings, flexibility, and stability for Canadian homeowners.
🧠 Fixed vs Variable Mortgages: What’s Better in 2025?
by: Joe MarkerPublished on: 12/08/2025Discover whether fixed or variable mortgages are better in 2025. Compare stability, savings, and rate trends to choose the best option for your goals.
5 Year - Fixed Term from
3.89%
*Advertised rates may not be offered by this lender. Mortgage lender offers are aggregated by RateShop & its Brokerage Network subject to change without notice. Speak with our mortgage broker about APR and qualification requirements.